|
RELATED LINKS
|
Online Newsletter
October 10, 2008
The Nominating Committee is pleased to announce that online voting is now open on the approved slate of 2008 - 2009 Howard County Association of REALTORS® Officers and Directors, and on proposed changes to the HCAR Bylaws. Please review the linked HCAR Bylaws, with proposed additions in italics and proposed deletions shown with strike throughs. Election is by secure online balloting to allow EASY and FULL participation by eligible members. All HCAR Primary REALTOR® members in good standing are eligible to vote.
Officers
New Directors for Two Year Term
Continuing Director — One Year Remaining in Term
Voting closes Wednesday, October 22 at 12:00 noon!
Congratulations to Our Special Award Winners...
Deb Poquette: REALTOR® of the Year
She has served on Howard County Executive's transition teams for Housing and Planning & Zoning in 2006, was appointed by Executive Ken Ulman to the Spending & Affordability Advisory Committee, served on the PELU (Public Engagement in Land Use) Task Force and is the 2007 - 08 Legislative Committee Chair. Deb is a certified Mediator, member of the MD Council for Dispute Resolution, runs the Baltimore division of The Willis McGahee Foundation and works actively on charity events with The Ravens. Deb resides in Western Howard County with her husband Trevor, a custom homebuilder, and their two children. When she is not helping clients or busy in the community, you will find her on the local golf course working on her game!
Richard Caldwell: Rookie REALTOR® of the Year
Prior to becoming a REALTOR®, Dick was the Senior Director for Sales Engineering for an International Satellite Communications company based in Washington, DC until he retired in 2005. He used to deal with real estate in space. Now he is dealing with it on the ground. It seemed to Dick to be a natural progression. Dick has been a REALTOR® for three years, has served on the Legislative Committee and as 2007 - 08 Chair of the Communications Committee. He is heavily involved within his own community as VP of the condominium association, serving as the HOA's first president in transitioning the community from builder to home owner controlled. He also finds time to enjoy hobbies and do occasional consulting work in his former field. Dick, who was born in Scotland, proudly became a US citizen 24 years ago. He and his wife Judy have been residents of Howard County for 17 years and reside in Ellicott City.
Anne Cooke: MAR President's Award
As a volunteer for over thirty years, Anne Cooke was recently recognized for her lifetime of dedication, commitment and service by Carole McClure, MAR President, at the 2008 MAR Annual Conference. As HCAR's President in 2001, Anne served as Chair of The Grassroots Committee, MRIS Nominating Committee, MRIS Compliance Committee, MRIS Strategic Planning Committee, Chair of The Leadership Academy and curriculum originator, long standing RPAC Trustee, second term Commissioner for The MD Real Estate Commission and active member of ARELLO. After serving as President of the local Woman's Council of REALTORS® she went on to become Governor on a National Level. Additionally, on a national level, she served on The Professional Standards, Multiple List Committees and CRS MD Chapter as Treasurer. Anne brings her enormous vitality, insight, dry wit, humor, winning ways and abilities to all and to all she is engaged in. From being engaged with a dynamic family and fourteen robust grandchildren, to providing scrumptious crab feasts for Al's Friday Night Card Games she can be found volunteering as former President of The Howard County Women's Republican Club, as Past President of The Howard County Friends of the Library and for over twenty years vigorously raising money for The SIDS FOUNDATION. Last week her chapter raised $125,000 through their Annual Golf Tournament. Perhaps one of the least known of Anne's assets is her artistry of watercolor and piano. We all congratulate Anne on her lifetime of achievements and thank her for her exquisite graciousness and unselfishness in sharing them with us.
Download Updated and New Sales Contracts & Addendums at hcar.org!
Six new or updated contract forms are available for download in the hcar.org Members Only section.
REALTORS® Required to Complete Ethics Training
Deadline December 31, 2008
The National Association of REALTORS®' Quadrennial Ethics Training membership requirement is coming due December 31, 2008 — now less than 3 months away. If you have not already obtained your ethics training for membership renewal, there's still time. A FREE non-credit online course is available. Click here to go there now. Please note the online course does NOT meet the Maryland ethics CE requirement for license renewal.
The 3 CEU Real Estate Ethics Training courses offered by HCAR meet both the Maryland ethics CE course requirement and the NAR ethics training requirement.
Freddie MAC Short Sales Webinar
Freddie Mac staff in consultation with NAR have developed a Webinar, "Introduction to Short Sales for the Real Estate Professional." The Webinar covers key statistics on delinquencies and workouts; understanding the real estate professional's perspective on the current environment; retention and liquidation workout options; and the short sales process. This information will be valuable for members who are relatively new to short sales.
Fannie Mae and Freddie MAC Drop Increase in Adverse Market Delivery Fees
Both GSEs have announced they will not implement 25 basis point increases in market condition delivery fees scheduled to take effect in early November. The two companies also each announced other upcoming changes to their mortgage pricing (some up, some down).
Freddie Mac has provided a preview of what it calls "super conforming" loan limits (the loan limits that take effect after the 2008 "jumbo conforming" loan limits expire at the end of the year). Starting in 2009, the permanent high cost area limits are the lesser of 115 percent of the area median or $625,500, but not less than $417,000. Freddie will limit super conforming loans to purchase transactions (no cash-out refi's). It will permit their use for primary residences, second homes, and 1- to 4-unit investment properties.
2008 MAR Installation Banquet
Photo Highlights
2008 - 09 Membership Dues Schedule
Annual REALTOR® dues invoicing will be available online at hcar.org during the week of October 27, and will be due on November 30, 2008. Please note the dues increases for 2008 - 09 reflect the mandated fee structures from NAR and MAR. Due to economic conditions, HCAR has maintained our 2007 - 08 fee schedule without an increase. We appreciate your participation in HCAR. Thank you!
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||
Deb has been a licensed REALTOR® for over 14 years and co-founded The Campins Company with Katrina Campins, star of Donald Trump's hit TV show, "The Apprentice". Among her clients are professional athletes in the NFL, NBA and MLB, TV and Radio personalities. "Deb is so deserving of the REALTOR® of the Year award," says Tavares Gooden, draft pick for the Baltimore Ravens. "Being new to life in the NFL and Baltimore can be a little stressful, but Deb made the transition super easy. I can always count on her for prompt, professional service and she really knows her stuff. This girl's got game!"
