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Online Newsletter
October 2011
Did you know that in 1961 ...
The New York Yankees won the world series!
John Kennedy was Time Magazine's Man of the Year.
"Sorry, Charlie. Starkist wants tuna that tastes good, not tuna with good taste," was a popular commercial.
The New York Metropolitan Museum of Art paid a record $2.3 million for Rembrandt's Aristotle Contemplating the Bust of Homer on November 16, 1961.
The songs "Crazy" by Patsy Cline, "Please Mr. Postman" by the Marveletts, and "At Last" by Etta James were the most requested tunes on the radio. "Please Mr. Postman" was the first Motown song to ever reach the number-one position on the Billboard Hot 100.
Also on November 16, the Howard County Real Estate Board (now HCAR) was chartered. Come celebrate our 50th Anniversary this October 18, 2011! |
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| R.E.N.O. Day - Only 5 Days Away! |
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RENO Day Returns!
Wednesday, October 5 • 1:00 - 7:00 pm
And there's more! Photographer Clarice Russeil of Salutation Station will be available at RENO Day for portrait shots at a cut-rate price of $65. This includes a CD of several shots.
See below for Wednesday's schedule and some of the fabulous Auction Items you could take home!
| 11:30 am |
Portrait Photography (first come first serve)
(Will stay open 11:30 am - 5:00 pm) |
| 1:00 pm |
RENO Day officially opens!
1.5 CE Legislative Update class starts (Category A)
Exhibits Open (Will stay open 1:00 - 7:00 pm) |
| 2:30 - 3:00 pm |
RPAC & Federal Legislative Update
NAR / MAR Special Guests Introductions |
| 3:00 - 4:30 pm |
Mix & Mingle, BINGO and Wine Tasting with HCAR Affiliate Exhibitors.
Have your BINGO card signed by all our Affiliate Exhibitors to be eligible to win a Tablet! |
| 4:30 pm |
Cocktail / Happy Hour Begins
(Appetizers & Light Bar Included) |
| 5:00 pm |
BINGO Winner of Tablet Announced
(must be present to win) |
| 5:30 pm |
Auction Begins - Proceeds are an RPAC* contribution. |
| 7:00 pm |
End of Event |
1.5 hours of CE credit and the best networking available.
Brought to you by the Howard County Association of REALTORS®
and Howard County Young Professionals Network.
Admission is $20 plus a $5 CE fee, and gains you access to the entire day's event, including exhibits, wine tasting and the cocktail party.
Busy day? Even if you just come for one, it's more than worth the price!
All RENO Day Exhibitors are HCAR Affiliate Members, RENO Day Sponsors, and they all signed up to contribute an Auction item. See some of those special items below.
Please visit their booths and say "Thanks!"
*CONTRIBUTIONS TO RPAC ARE NOT DEDUCTIBLE AS CHARITABLE CONTRIBUTIONS FOR FEDERAL INCOME TAX PURPOSES - Contributions to RPAC are voluntary and are used for political purposes. You may refuse to contribute without affecting your membership rights. 70% of each contribution is used by Maryland RPAC to support state and local candidates. 30% is sent to National RPAC to support federal candidates and is charged against your limits under 2 U.S.C. 441a.
This solicitation is intended for REALTORS® and REALTOR®-affiliates only. Nothing herein contained shall be construed as solicitation of contributions from non-members.
Personal contributions made by check must be on a personal check, not on a corporate check. Contributions made on a corporate check will be treated as a corporate contribution as permitted under the Maryland Campaign Finance Law.
For Contributions made by credit card: You acknowledge that all credit card contributions are subject to the usual requirements of law applicable to RPAC contributions. The charge applied to the account as a result of the contribution must be paid with the personal funds of the individual(s) by whom the contribution is made.
Authority: Billy Yerman, Treasurer
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50th Anniversary, Annual Meeting and Installation of
2012 Officers and Directors |
Tuesday, October 18, 2011
11:30 am - 2:30 pm
at the Turf Valley Resort
You are cordially invited to the 50th Anniversary, Annual Business Meeting and Installation of the
2011/ 2012 Howard County Association
of REALTORS® Officers and Directors.
Come celebrate our Association's 50th Anniversary
with your fellow REALTORS® and Affiliates, and special guests from MAR
and neighboring Associations.
11:30 am - Reception
12 noon - Luncheon and Program
Hurry! Don't miss this special day.
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| 2011 - 2012 Slate of Officers and Directors |
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The Howard County Association of REALTORS® is proud to announce
the slate of candidates for the 2011 - 2012 Board of Directors.
Officers and Directors Slate
| President |
David Vane, Weichert REALTORS® - New Colony |
| President-Elect |
Jim Hyatt, Exit Results Realty |
| Secretary |
Marilyn Rhodovi, Long & Foster Real Estate Inc. |
| Treasurer |
Kathy Malone, Franklin American Mortgage Company |
| Directors for Two-Year Terms |
Scott Berngartt, George Mason Mortgage, LLC
Renee Mankoff, Weichert REALTORS® - New Colony |
Electronic voting will commence on October 11 and end on October 18.
All HCAR Primary REALTOR® members in good standing are eligible to vote.
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| 2011 Annual Award Recipients |
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REALTOR® of the Year
- Kenny Smallwood
Rookie REALTOR® of the Year
- Renee Mankoff
Community Service
- Julia Mattis
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Congratulations and a heart-felt THANK YOU to our Award Winners.
We appreciate everything that you do for the Howard County community, our industry and HCAR!
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| New MAR Contracts Alert |
Several legislative bills and Federal rules have changed and are incorporated in the updated contract forms. Please destroy all current copies of the above 3 forms and begin using the new forms dated 10/2011 immediately. Click here for important details and practice tips regarding the new forms and requirements.
In addition, we emailed previous alerts that currently, a broker must return deposit monies to the buyer who rescinds the Contract of Sale in a timely manner based upon HOA or condominium disclosures. This is required unless, in the good faith opinion of the broker, there is a bona fide dispute between the buyer and the seller as to the timeliness of the written rescission.
Effective October 1, 2011, brokers will be required to maintain trust monies (i.e., earnest money deposits) in an account authorized by the Maryland Real Estate Commission until:
- the real estate transaction for which the trust money was entrusted is consummated or terminated;
- the real estate broker receives proper written instructions from the buyer and seller directing withdrawal or other disposition of the trust money;
- on an interpleader filed by the real estate broker, a court orders a different disposition; or
- the buyer and seller fail to complete the real estate transaction for which the trust money was entrusted and the real estate broker, in the real estate broker's sole discretion, elects in good faith to distribute the trust money upon thirty (30) days prior written notice to buyer and seller pursuant to Section 17-505(b) of the Maryland Real Estate Brokers Act.
This legally mandated change is also covered in the new MAR Residential Sales Contract. Login to www.hcar.org Members Only for all current forms and complete details of the new earnest money requirements.
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| REALTOR® Emeritus Honor - Applications Due TODAY! |
Have you been a REALTOR® for 40 or more years?
If so, apply by TODAY, September 30 in order to have your NAR dues waived, beginning this year!
Anyone who has held membership in the National Association as a REALTOR®, REALTOR-ASSOCIATE®, or a combination of both, for a cumulative period of 40 years in one or more Associations of REALTORS®, is eligible for REALTOR® Emeritus status.
But you MUST submit an application.
Complete this short online application by end of today, September 30, 2011. HCAR will review your form, provide the appropriate confirmations, and submit it to NAR.
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FHA Loan Limits Will Expire Today, and
NFIP Will be Extended Until November 18 |
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From 1990 to 2005, flood disasters were declared in every state. The last few months have reminded us floods can strike anywhere. Congress is expected to extend the National Flood Insurance Program (NFIP) until November 18, 2011 as part of the Continuing Resolution.
Current FHA loan limits will expire TODAY, September 30. Loan limits will drop from their current limit of $560,000 in Howard County, to a maximum of $494,500 in Howard County.
Add your voice for responsible homeownership! Click the FHA loan limits link to contact our legislators on Capitol Hill.
Visit the hcar.org Legislative Update Center to learn more about county, state and federal issues.
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| MRIS Training @ HCAR |
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Join MRIS trainers at the HCAR Office for FREE hands-on training.
MRIS Maximizes Your Productivity
Introduces the often overlooked tools and features, that are available and designed to save you time and money.
Thursday, October 6 • 9:30 am - 12:30 pm
Matrix Tips & Tricks
Maximizes your time using Matrix by learning all the new and enhanced features.
Thursday, October 6 • 1:30 pm - 4:30 pm
Getting Started with MRIS
Covers all the information new agents should learn about our MLS system.
Thursday, October 20 • 9:30 am - 12:30 pm
Matrix
Covers how to use Matrix, with a featured section on all the new Matrix changes.
Thursday, October 20 • 1:30 pm - 4:30 pm
To register, go to www.mris.com/training, select the desired classes, and click "go". You will then see the link to register. For MRIS training questions or inquiries, please email training@mris.net.
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| 2012 HCAR Membership Dues |
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HCAR dues billing will once again be paperless and green. You'll receive an email notice in October and be able to make your payment using our secure and easy online payment system.
The 2012 local, state and national dues are:
| Howard County Association of REALTORS® |
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$223 |
| Maryland Association of REALTORS® |
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$170 |
| National Association of REALTORS® |
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$155 |
| Voluntary RPAC Contribution |
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$25 |
| Total |
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$573 |
We appreciate your continued support of HCAR, and look forward to
continuing to serve you and our industry well throughout 2012!
Billing details:
Dues invoicing is online at www.hcar.org and will be advertised on October 6 by email. Payment will be
due by November 1, 2011. A $50 late fee will be added to non-paid dues December 1, 2011.
An additional $100 reinstatement fee will be assessed on non-paid dues January 1, 2012. (Total past due fees as of 1/1/12 will be $150 = $50 late fee + $100 reinstatement fee.) But we are giving you plenty of notice, so it's easy to pay on time and avoid the late fees!
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When Bad Things Happen at Good Properties:
Know Your Legal Disclosure Requirements |
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Recently, a number of licensees have asked questions about deaths or felonies occurring on a property.
Does a licensee have a duty under the law to disclose deaths or felonies to a prospective buyer or tenant of that property? Two laws in Maryland address this. An article in www.hcar.org Members Only details both the legal and practical issues to be considered when confronted with this.
"A Homicide, Suicide, Accidental Death, Natural Death or Felony Occurs on the Property - Must a Licensee Disclose Such Fact to a Buyer?" Login to read >
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| Food Donations and Help Needed Monthly |
HCAR Members prepare dinner for the 51 residents of the Howard County Grassroots Crisis Intervention Center on the 2nd Thursday of each month.
Our next dinner is Thursday, October 13!
If you're interested in donating food or helping with preparation, please email deb@thecampinscompany.com.
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