8:30 - 9:00 a.m.	Registration A light breakfast will be provided by HCAR
9:00 - 12:00 p.m	Foreclosure: Law and Process Foreclosure . . . An unfortunate part of our REALTOR®'s life today. As well as a very real risk for us unless we know the fundamentals of the new Maryland laws, as well as the pitfalls of Short Sales. Colin McGowan, Director of The Frederick Academy and a recognized Expert in this field will share his Expertise for a 3 Hour Power Packed Event. Satisfies 3 hour legal update requirement for license renewal. Instructor: Colin McGowan 3 CEUs Category A
12:00 - 12:30 p.m	Lunch ON YOUR OWN (No lunch provided)
12:30 - 1:00 p.m	Registration
1:00 - 4:00 p.m.	Anti-trust Anti-trust . . . Who else to turn to for the necessary knowledge in this area, than Al Monshower, Esq. of The Frederick Academy of Real Estate. Let Al bring this topic to life for you, and lead you down the path of Compliance with AntiTrust Laws. Instructor: Al Monshower, Esq. 3 CEUs Category B
4:00 - 4:30 p.m.	Break and Registration
4:30 - 6:00 p.m.	Commercial Real Estate Broker's Lien Act Maryland Commercial Lien Law . . .Who better to explain this Commercial Only Law, than the Attorney who wrote the Law and successfully prosecuted the first case in the Maryland Courts and won for the Commercial Broker. Al Monshower, Esq. of The Frederick Academy will bring this Law and Case to you in 1.5 CE Hours. Provides 1.5 hours in Legislative Update for license renewal. Instructor: Al Monshower, Esq. 1.5 CEUs Category A
	Total	$0.00

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